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Wichita Falls Uber and Lyft Accident Lawyer

How Rideshare Crashes Impact Victims in Wichita Falls

Uber and Lyft have reshaped how Wichita Falls moves, but their growth brings new legal challenges when crashes happen. These incidents aren’t like typical car wrecks — they involve massive corporations, layered insurance policies, and corporate defense teams.

A joint study by the University of Chicago and Rice University found that rideshare services are linked to a 2–3% increase in traffic deaths across the U.S.—that’s roughly 1,000 additional fatalities every year.

If you were injured as a passenger, driver, or pedestrian in a rideshare crash in Wichita Falls, don’t wait to understand your rights — get legal help immediately.

Determining Who’s Responsible After a Rideshare Crash in Wichita Falls

Liability after a rideshare crash isn’t always simple — it depends largely on the driver’s status at the moment of the accident. Insurance coverage varies depending on the exact phase of the driver’s rideshare activity at the time of the incident.

App Off:

The driver’s personal insurance applies.

App On (No Passenger):

Uber or Lyft provides limited third-party liability coverage (usually $50,000 per person, $100,000 per accident).

App On (With Passenger or En Route):

The full $1 million liability coverage kicks in.

Our legal team pulls rideshare data, trip records, and time logs to pinpoint liability and apply pressure to the right insurer. We won’t hesitate to challenge coverage denials or take legal action against rideshare companies that deflect responsibility.

Why Uber and Lyft Accidents Happen in Wichita Falls

Uber and Lyft drivers are frequently navigating busy roads while managing ride requests, customer service, and app-based instructions. That multitasking leads to serious safety issues and contributes to many of the accidents we see involving rideshare vehicles.

Distracted driving (e.g., checking the app, GPS, texting)
Fatigue from long driving shifts
Speeding or aggressive driving to meet ride quotas
Inexperienced drivers unfamiliar with Wichita Falls roads
Unsafe pick-up or drop-off locations

Uber and Lyft run background checks, but with so many drivers on the road, standards can be inconsistent. Our firm takes a hard look at the specific causes in every case to identify liability and make sure negligent parties are held responsible.

Steps to Take After a Crash with Uber or Lyft in Wichita Falls

Getting injured in an Uber or Lyft crash means you need to take immediate action to preserve your legal options. Start by getting medical help, taking photos or video, and contacting a lawyer before giving any statements to Uber, Lyft, or their insurers.

Call 911 and request medical assistance if needed.

Get the names, contact info, and insurance details of all parties involved.

Take screenshots of your Uber or Lyft trip, including timestamps.

Document the scene with photos or videos (vehicles, street signs, damage).

Do not accept early settlement offers or give recorded statements to insurance without legal guidance.

Rideshare companies may try to limit their financial exposure by shifting blame or delaying claim processes. Having a legal advocate from the start can protect you from tactics designed to reduce your compensation.

Frequent Injuries in Uber or Lyft Accidents

Rideshare crashes often occur in dense traffic or urban corridors, where even a low-speed collision can cause significant injury. We’ve represented Wichita Falls clients who suffered from:

Whiplash and soft tissue injuries
Broken bones and fractures
Head injuries, including concussions and traumatic brain injuries (TBIs)
Spinal cord injuries
Internal bleeding or organ damage
Post-traumatic stress disorder (PTSD)

Even what seem like minor injuries may develop into long-term complications over time. Never let an insurance company minimize what you’re going through — our attorneys fight to ensure every consequence of your injury is fully recorded and accurately assessed.

Why You Need a Strong Legal Team After a Rideshare Crash in Wichita Falls

Corporate policies, shifting insurance tiers, and skilled legal teams make it hard for victims to get fair compensation. The level of coverage you’re entitled to depends on whether the driver was logged in, waiting for a ride, or carrying a passenger.

Trying to deal with Uber or Lyft’s insurance without a lawyer often results in denied or underpaid claims. At Boyadzhyan Law Firm, we confront rideshare companies directly and pursue every legal strategy available to recover full damages.

What You Should Do After a Rideshare Crash in Wichita Falls

If you’ve been involved in an accident with a rideshare vehicle, these steps are crucial to protect your legal and financial interests:

Get Medical Help Immediately

Even if injuries seem minor, documentation is essential.

Report the Accident to Authorities

Ensure police are called and a report is filed on the scene.

Document Everything

Photos, witness contact info, rideshare app screenshots, and vehicle damage.

Avoid Statements to Insurance Adjusters

Anything you say can be used to lower or deny your claim.

Contact an Attorney Quickly

Time-sensitive evidence and complex insurance policies require early legal intervention.

Even small mistakes — like not preserving app data or failing to identify the correct insurance tier — can cost you the compensation you deserve. Our team ensures every detail is covered from the very beginning.

Top Reasons Uber and Lyft Accidents Happen in Wichita Falls

Common rideshare crashes stem from many of the same factors as typical collisions, but with added dangers and distractions due to digital distractions and unpredictable working hours. Analysis of recent data shows the top contributors include:

Distracted Driving – Rideshare drivers constantly check their apps for routes, messages, and updates.
Fatigue – Many drivers work long hours or drive for multiple services, increasing the risk of exhaustion.
Unfamiliar Routes – Unlike professional drivers, rideshare operators often rely entirely on GPS navigation.
Rush to Accept Fares – Quick turnarounds between rides can cause reckless maneuvers or speeding.
Poor Vehicle Maintenance – Drivers are responsible for their own vehicle upkeep, and issues may go unreported.

Notable academic findings linked rideshare services to a significant uptick in traffic fatalities across major U.S. cities. This data demonstrates the deadly implications of prioritizing rapid service over responsible driving practices.

Understanding Uber and Lyft Insurance in Wichita Falls, Texas

Deciphering coverage options after an Uber or Lyft crash in Wichita Falls, Texas can be confusing without legal guidance. Both platforms carry third-party liability insurance, but the level of coverage is dictated by what the driver was doing at the exact time of the accident. These coverage tiers matter — and in Texas, state regulations make them even more important.

Here’s a breakdown of the three distinct coverage periods:

Offline (App Off):

Only the driver’s personal insurance applies.

Available for Rides (App On, No Passenger):

Up to $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.

En Route or Transporting Passenger:

Up to $1 million in third-party liability coverage.

Unlocking this coverage usually takes more than filing a simple claim. Rideshare companies often deny driver status, use technicalities related to policy activation timing, or shift liability to personal insurers. At Boyadzhyan Law Firm, we don’t let those tricks slide and construct a compelling case to prove who’s responsible, what happened, and what you’re owed.

How Our Wichita Falls Uber and Lyft Accident Attorneys Build Your Case

Our attorneys build your claim through a well-tested process designed to strengthen difficult rideshare cases. Since rideshare companies are notorious for lowball offers, we move quickly — securing witness statements, accessing internal company data, and positioning your claim for success.

Immediate Investigation: We gather crash reports, app screenshots, black box data, and rideshare platform logs.
Driver Background Checks: We examine whether the driver had any history of violations or prior accidents.
Medical Record Coordination: We work closely with healthcare providers to document the true scope of your injury.
Expert Testimony: When needed, we bring in accident reconstructionists and economists to strengthen your claim.

By controlling the narrative early, we stop the rideshare company from shifting blame and ensure your story is told clearly, accurately, and with the right legal framing.

How Much Can You Recover After an Uber or Lyft Accident in Wichita Falls?

Those injured in rideshare collisions may be entitled to multiple types of compensation under Texas law. At Boyadzhyan Law Firm, we are committed to recover both economic and non-economic damages, including:

You may be able to recover compensation for:

Medical expenses (ER visits, surgery, rehab, prescriptions)
Lost income and reduced earning potential
Pain and suffering, including emotional distress and PTSD
Property damage
Loss of enjoyment of life or permanent disability

We don’t let the insurance company lowball your claim — we partner with economic and medical experts to accurately value your losses and pursue the maximum compensation available.

Get Legal Help After a Rideshare Accident in Wichita Falls, Texas

After an Uber or Lyft crash, avoid facing massive insurance corporations alone. At Boyadzhyan Law Firm, we handle the paperwork and legal strategy so you can prioritize your health. Our Wichita Falls, Texas attorneys specialize in rideshare injury claims and routinely challenge big companies like Uber and Lyft.

We offer:

Free consultations with zero upfront costs

Contingency-fee representation — you don’t pay unless we win

Aggressive negotiation and litigation strategies

Compassionate support from day one through resolution

Act fast to protect your rights. Let Boyadzhyan Law Firm fight on your behalf and help you navigate this complex legal terrain.

Providing compassionate legal assistance for you and your family.

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