Home

/ Chattanooga Uber and Lyft Accident Lawyer

Chattanooga Uber and Lyft Accident Lawyer

Understanding Rideshare Accidents in Chattanooga

The rise of services like Uber and Lyft has completely changed how people travel in Chattanooga—but it’s also introduced legal complexity when things go wrong. These cases involve more than just drivers; you’re often dealing with corporate liability and dense insurance networks.

Studies from top universities suggest that rideshare platforms may be responsible for thousands of additional roadway fatalities each year due to increased congestion and distracted driving.

Anyone hurt in a rideshare collision in Chattanooga needs to act quickly to protect their case and seek maximum compensation.

Determining Who’s Responsible After a Rideshare Crash in Chattanooga

Liability after a rideshare crash isn’t always simple — it depends largely on the driver’s status at the moment of the accident. Different insurance policies apply based on whether the driver had the app on, was en route, or actively transporting someone.

App Off:

The driver’s personal insurance applies.

App On (No Passenger):

Uber or Lyft provides limited third-party liability coverage (usually $50,000 per person, $100,000 per accident).

App On (With Passenger or En Route):

The full $1 million liability coverage kicks in.

We dig into the ride history and backend logs to clarify driver status and identify the correct coverage tier. Whether the issue is denied coverage or disputed facts, our firm is equipped to push back aggressively.

Top Reasons for Rideshare Crashes in Chattanooga

Uber and Lyft drivers are frequently navigating busy roads while managing ride requests, customer service, and app-based instructions. It’s no surprise these factors often play a direct role in rideshare-related collisions.

Distracted driving (e.g., checking the app, GPS, texting)
Fatigue from long driving shifts
Speeding or aggressive driving to meet ride quotas
Inexperienced drivers unfamiliar with Chattanooga roads
Unsafe pick-up or drop-off locations

While rideshare companies do conduct driver screenings and monitor activity, they still depend on a vast network of independent contractors with varying driving records. We leave no stone unturned in tracing the cause of the accident and proving where negligence occurred.

What to Do After a Rideshare Accident in Chattanooga

Getting injured in an Uber or Lyft crash means you need to take immediate action to preserve your legal options. That includes calling 911, seeking medical care, documenting the scene, and consulting an experienced attorney before speaking to insurers.

Call 911 and request medical assistance if needed.

Get the names, contact info, and insurance details of all parties involved.

Take screenshots of your Uber or Lyft trip, including timestamps.

Document the scene with photos or videos (vehicles, street signs, damage).

Do not accept early settlement offers or give recorded statements to insurance without legal guidance.

Rideshare companies may try to limit their financial exposure by shifting blame or delaying claim processes. Having a legal advocate from the start can protect you from tactics designed to reduce your compensation.

Frequent Injuries in Uber or Lyft Accidents

Rideshare crashes often occur in dense traffic or urban corridors, where even a low-speed collision can cause significant injury. We’ve represented Chattanooga clients who suffered from:

Whiplash and soft tissue injuries
Broken bones and fractures
Head injuries, including concussions and traumatic brain injuries (TBIs)
Spinal cord injuries
Internal bleeding or organ damage
Post-traumatic stress disorder (PTSD)

Though often dismissed as minor injuries might become significant complications over time. Avoid letting an insurance company minimize what you’re going through — our attorneys stand firm in ensuring every effect of your injury is well supported with evidence and fairly calculated.

The Urgency Behind Taking Action Against Rideshare Companies in Chattanooga

Rideshare companies have layered insurance systems and massive legal departments trained to minimize payouts. The level of coverage you’re entitled to depends on whether the driver was logged in, waiting for a ride, or carrying a passenger.

If you try to go it alone, you may end up accepting a lowball offer — or worse, getting nothing. That’s why Boyadzhyan Law Firm takes an aggressive stance — holding these companies accountable and fighting for the compensation our clients truly deserve.

How to Respond After an Uber or Lyft Collision in Chattanooga

If you’ve been involved in an accident with a rideshare vehicle, these steps are crucial to protect your legal and financial interests:

Get Medical Help Immediately

Even if injuries seem minor, documentation is essential.

Report the Accident to Authorities

Ensure police are called and a report is filed on the scene.

Document Everything

Photos, witness contact info, rideshare app screenshots, and vehicle damage.

Avoid Statements to Insurance Adjusters

Anything you say can be used to lower or deny your claim.

Contact an Attorney Quickly

Time-sensitive evidence and complex insurance policies require early legal intervention.

Even small mistakes — like not preserving app data or failing to identify the correct insurance tier — can cost you the compensation you deserve. Our team ensures every detail is covered from the very beginning.

Common Causes of Rideshare Accidents in Chattanooga

Common rideshare crashes stem from many of the same factors as typical collisions, but with added dangers and distractions due to app-based navigation and fatigue from extended driving hours. Analysis of recent data shows the top contributors include:

Distracted Driving – Rideshare drivers constantly check their apps for routes, messages, and updates.
Fatigue – Many drivers work long hours or drive for multiple services, increasing the risk of exhaustion.
Unfamiliar Routes – Unlike professional drivers, rideshare operators often rely entirely on GPS navigation.
Rush to Accept Fares – Quick turnarounds between rides can cause reckless maneuvers or speeding.
Poor Vehicle Maintenance – Drivers are responsible for their own vehicle upkeep, and issues may go unreported.

Notable academic findings linked rideshare services to a 2%–3% spike in traffic fatalities across major U.S. cities. This data demonstrates the public safety concerns of corporate convenience at the expense of human life.

How Rideshare Insurance Coverage Works in Chattanooga, Tennessee

Deciphering coverage options after an Uber or Lyft crash in Chattanooga, Tennessee is anything but simple. Both platforms carry third-party liability insurance, but the protection it offers hinges on what the driver was doing at the exact time of the accident. These status distinctions matter — and in Tennessee, state-specific insurance thresholds make them even more important.

Here’s a breakdown of the three distinct coverage periods:

Offline (App Off):

Only the driver’s personal insurance applies.

Available for Rides (App On, No Passenger):

Up to $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.

En Route or Transporting Passenger:

Up to $1 million in third-party liability coverage.

Unlocking this coverage is rarely straightforward. Rideshare companies commonly dispute driver status, delay over policy activation timing, or shift liability to personal insurers. At Boyadzhyan Law Firm, we bring the truth to light and deliver strong documentation to prove who’s responsible, what happened, and what you’re owed.

How Our Chattanooga Uber and Lyft Accident Attorneys Build Your Case

Boyadzhyan Law Firm employs a step-by-step strategy designed to win challenging rideshare cases. Given the tendency of these corporations to deny responsibility, we act immediately — securing rideshare logs, accessing internal company data, and ensuring nothing is left to chance.

Immediate Investigation: We gather crash reports, app screenshots, black box data, and rideshare platform logs.
Driver Background Checks: We examine whether the driver had any history of violations or prior accidents.
Medical Record Coordination: We work closely with healthcare providers to document the true scope of your injury.
Expert Testimony: When needed, we bring in accident reconstructionists and economists to strengthen your claim.

By controlling the narrative early, we stop the rideshare company from shifting blame and ensure your story is told clearly, accurately, and with the right legal framing.

How Much Can You Recover After an Uber or Lyft Accident in Chattanooga?

Those injured in rideshare collisions may be entitled to various forms of compensation under Tennessee law. At Boyadzhyan Law Firm, we work relentlessly to recover every dollar you deserve, including:

You may be able to recover compensation for:

Medical expenses (ER visits, surgery, rehab, prescriptions)
Lost income and reduced earning potential
Pain and suffering, including emotional distress and PTSD
Property damage
Loss of enjoyment of life or permanent disability

We don’t let the insurance company lowball your claim — we partner with economic and medical experts to accurately value your losses and pursue the maximum compensation available.

Talk to a Skilled Uber/Lyft Lawyer in Chattanooga, Tennessee

When you’re injured by a rideshare vehicle, don’t take on massive insurance corporations alone. At Boyadzhyan Law Firm, we relieve you of legal stress so you can focus on recovery. Our Chattanooga, Tennessee attorneys know the ins and outs of rideshare injury claims and routinely challenge big companies like Uber and Lyft.

We offer:

Free consultations with zero upfront costs

Contingency-fee representation — you don’t pay unless we win

Aggressive negotiation and litigation strategies

Compassionate support from day one through resolution

Act fast to protect your rights. Let Boyadzhyan Law Firm stand by your side and help you navigate this complex legal terrain.

Providing compassionate legal assistance for you and your family.

Get Free Consultation

Name

Phone

Case Categories

Message

By submitting this form, you agree to receive text messages from Boyadzhyan Law Firm at 877-411-LAW1. Message frequency varies and may include appointment reminders, legal updates, or service-related information. Message and data rates may apply. Reply STOP to unsubscribe or HELP for assistance. For support, contact 877-411-LAW1. By continuing, you also agree to our Terms & Conditions and Privacy Policy.

Yes, I agree