Lower Merion Uber and Lyft Accident Lawyer
How Rideshare Crashes Impact Victims in Lower Merion
The rise of services like Uber and Lyft has completely changed how people travel in Lower Merion—but it’s also introduced legal complexity when things go wrong. Unlike ordinary traffic accidents, rideshare crashes pull in large companies with complicated insurance rules and legal teams.
Studies from top universities suggest that rideshare platforms may be responsible for thousands of additional roadway fatalities each year due to increased congestion and distracted driving.
Anyone hurt in a rideshare collision in Lower Merion needs to act quickly to protect their case and seek maximum compensation.
Who’s Liable in an Uber or Lyft Accident in Lower Merion?
Liability after a rideshare crash isn’t always simple — it depends largely on the driver’s status at the moment of the accident. The coverage available — whether it’s from the driver, Uber or Lyft, or another party — depends on whether the driver was offline, waiting for a trip, or carrying a passenger.
App Off:
The driver’s personal insurance applies.
App On (No Passenger):
Uber or Lyft provides limited third-party liability coverage (usually $50,000 per person, $100,000 per accident).
App On (With Passenger or En Route):
The full $1 million liability coverage kicks in.
We dig into the ride history and backend logs to clarify driver status and identify the correct coverage tier. Whether the issue is denied coverage or disputed facts, our firm is equipped to push back aggressively.
Why Uber and Lyft Accidents Happen in Lower Merion
Uber and Lyft drivers are frequently navigating busy roads while managing ride requests, customer service, and app-based instructions. It’s no surprise these factors often play a direct role in rideshare-related collisions.
- Distracted driving (e.g., checking the app, GPS, texting)
- Fatigue from long driving shifts
- Speeding or aggressive driving to meet ride quotas
- Inexperienced drivers unfamiliar with Lower Merion roads
- Unsafe pick-up or drop-off locations
While rideshare companies do conduct driver screenings and monitor activity, they still depend on a vast network of independent contractors with varying driving records. Our firm takes a hard look at the specific causes in every case to identify liability and make sure negligent parties are held responsible.
What to Do After a Rideshare Accident in Lower Merion
Getting injured in an Uber or Lyft crash means you need to take immediate action to preserve your legal options. That includes calling 911, seeking medical care, documenting the scene, and consulting an experienced attorney before speaking to insurers.
Call 911 and request medical assistance if needed.
Get the names, contact info, and insurance details of all parties involved.
Take screenshots of your Uber or Lyft trip, including timestamps.
Document the scene with photos or videos (vehicles, street signs, damage).
Do not accept early settlement offers or give recorded statements to insurance without legal guidance.
Rideshare companies may try to limit their financial exposure by shifting blame or delaying claim processes. Having a legal advocate from the start can protect you from tactics designed to reduce your compensation.
Common Injuries in Rideshare Crashes
Rideshare crashes often occur in dense traffic or urban corridors, where even a low-speed collision can cause significant injury. We’ve represented Lower Merion clients who suffered from:
- Whiplash and soft tissue injuries
- Broken bones and fractures
- Head injuries, including concussions and traumatic brain injuries (TBIs)
- Spinal cord injuries
- Internal bleeding or organ damage
- Post-traumatic stress disorder (PTSD)
While some may consider them minor injuries can lead to serious complications over time. Refuse to let an insurance company downplay your pain — our attorneys stand firm in ensuring every effect of your injury is thoroughly documented and fairly calculated.
Why Uber and Lyft Accident Cases in Lower Merion Demand Aggressive Legal Action
Rideshare companies have layered insurance systems and massive legal departments trained to minimize payouts. Just one detail — like the driver’s phase in the trip — can mean the difference between full compensation and none at all.
Without skilled legal help, victims often walk away with settlements that don’t begin to cover their losses. That’s why Boyadzhyan Law Firm takes an aggressive stance — holding these companies accountable and fighting for the compensation our clients truly deserve.
What Happens After a Rideshare Accident in Lower Merion
If you’ve been involved in an accident with a rideshare vehicle, these steps are crucial to protect your legal and financial interests:
Get Medical Help Immediately
Even if injuries seem minor, documentation is essential.
Report the Accident to Authorities
Ensure police are called and a report is filed on the scene.
Document Everything
Photos, witness contact info, rideshare app screenshots, and vehicle damage.
Avoid Statements to Insurance Adjusters
Anything you say can be used to lower or deny your claim.
Contact an Attorney Quickly
Time-sensitive evidence and complex insurance policies require early legal intervention.
Even small mistakes — like not preserving app data or failing to identify the correct insurance tier — can cost you the compensation you deserve. Our team ensures every detail is covered from the very beginning.
Common Causes of Rideshare Accidents in Lower Merion
Common rideshare crashes stem from many of the same factors as typical collisions, but with added dangers and distractions due to smartphone reliance and long, irregular shifts. Analysis of recent data shows the top contributors include:
- Distracted Driving – Rideshare drivers constantly check their apps for routes, messages, and updates.
- Fatigue – Many drivers work long hours or drive for multiple services, increasing the risk of exhaustion.
- Unfamiliar Routes – Unlike professional drivers, rideshare operators often rely entirely on GPS navigation.
- Rush to Accept Fares – Quick turnarounds between rides can cause reckless maneuvers or speeding.
- Poor Vehicle Maintenance – Drivers are responsible for their own vehicle upkeep, and issues may go unreported.
A joint study by the University of Chicago and Rice University linked rideshare services to a 2%–3% spike in traffic fatalities across major U.S. cities. This data demonstrates the public safety concerns of placing speed and convenience over safety.
Decoding Uber and Lyft Insurance Policies in Lower Merion, Pennsylvania
Making sense of insurance coverage after an Uber or Lyft crash in Lower Merion, Pennsylvania requires experience and precision. Both platforms carry third-party liability insurance, but the protection it offers is dictated by what the driver was doing at the point of collision. These driver phases matter — and in Pennsylvania, state regulations make them even more relevant.
Here’s a breakdown of the three distinct coverage periods:
Offline (App Off):
Only the driver’s personal insurance applies.
Available for Rides (App On, No Passenger):
Up to $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.
En Route or Transporting Passenger:
Up to $1 million in third-party liability coverage.
Unlocking this coverage is far from automatic. Rideshare companies commonly dispute driver status, use technicalities related to policy activation timing, or shift liability to personal insurers. At Boyadzhyan Law Firm, we know how to dismantle these strategies and establish driver activity with clear proof to prove who’s responsible, what happened, and what you’re owed.
Our Legal Strategy for Rideshare Accident Cases in Lower Merion
Our attorneys build your claim through a well-tested process designed to win challenging rideshare cases. Because Uber and Lyft tend to deflect blame or push quick payouts, we move quickly — securing critical evidence, accessing internal company data, and positioning your claim for success.
- Immediate Investigation: We gather crash reports, app screenshots, black box data, and rideshare platform logs.
- Driver Background Checks: We examine whether the driver had any history of violations or prior accidents.
- Medical Record Coordination: We work closely with healthcare providers to document the true scope of your injury.
- Expert Testimony: When needed, we bring in accident reconstructionists and economists to strengthen your claim.
By controlling the narrative early, we stop the rideshare company from shifting blame and ensure your story is told clearly, accurately, and with the right legal framing.
Types of Damages You Can Claim After a Rideshare Crash in Lower Merion
Victims of Uber or Lyft crashes may be entitled to multiple types of compensation under Pennsylvania law. At Boyadzhyan Law Firm, we take aggressive action to recover both economic and non-economic damages, including:
You may be able to recover compensation for:
- Medical expenses (ER visits, surgery, rehab, prescriptions)
- Lost income and reduced earning potential
- Pain and suffering, including emotional distress and PTSD
- Property damage
- Loss of enjoyment of life or permanent disability
We don’t let the insurance company lowball your claim — we partner with economic and medical experts to accurately value your losses and pursue the maximum compensation available.
Contact a Lower Merion, Pennsylvania Uber and Lyft Accident Lawyer Today
Being hit by an Uber or Lyft shouldn’t leave you battling massive insurance corporations alone. At Boyadzhyan Law Firm, we handle the paperwork and legal strategy so you can prioritize your health. Our Lower Merion, Pennsylvania attorneys are seasoned in handling rideshare injury claims and stand strong against big companies like Uber and Lyft.
We offer:
Free consultations with zero upfront costs
Contingency-fee representation — you don’t pay unless we win
Aggressive negotiation and litigation strategies
Compassionate support from day one through resolution
Time matters after a crash. Let Boyadzhyan Law Firm stand by your side and help you secure the compensation you’re owed.
Providing compassionate legal assistance for you and your family.