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Cohoes Uber and Lyft Accident Lawyer

How Rideshare Crashes Impact Victims in Cohoes

The rise of services like Uber and Lyft has completely changed how people travel in Cohoes—but it’s also introduced legal complexity when things go wrong. Unlike ordinary traffic accidents, rideshare crashes pull in large companies with complicated insurance rules and legal teams.

According to academic research from Rice University and the University of Chicago, Uber and Lyft usage correlates with a 2–3% jump in nationwide traffic deaths, adding up to about 1,000 lives lost per year.

If you were injured as a passenger, driver, or pedestrian in a rideshare crash in Cohoes, don’t wait to understand your rights — get legal help immediately.

Who’s Liable in an Uber or Lyft Accident in Cohoes?

Rideshare accidents are legally complex because responsibility changes depending on what the driver was doing when the crash occurred. Insurance coverage varies depending on the exact phase of the driver’s rideshare activity at the time of the incident.

App Off:

The driver’s personal insurance applies.

App On (No Passenger):

Uber or Lyft provides limited third-party liability coverage (usually $50,000 per person, $100,000 per accident).

App On (With Passenger or En Route):

The full $1 million liability coverage kicks in.

That’s why our attorneys analyze trip data, app usage logs, and driver records to determine exactly which insurance policy should be responsible. Whether the issue is denied coverage or disputed facts, our firm is equipped to push back aggressively.

Top Reasons for Rideshare Crashes in Cohoes

Uber and Lyft drivers are frequently navigating busy roads while managing ride requests, customer service, and app-based instructions. That multitasking leads to serious safety issues and contributes to many of the accidents we see involving rideshare vehicles.

Distracted driving (e.g., checking the app, GPS, texting)
Fatigue from long driving shifts
Speeding or aggressive driving to meet ride quotas
Inexperienced drivers unfamiliar with Cohoes roads
Unsafe pick-up or drop-off locations

While rideshare companies do conduct driver screenings and monitor activity, they still depend on a vast network of independent contractors with varying driving records. That’s why we investigate every detail — from the driver’s background to traffic conditions — to build the strongest possible claim.

What to Do After a Rideshare Accident in Cohoes

Getting injured in an Uber or Lyft crash means you need to take immediate action to preserve your legal options. That includes calling 911, seeking medical care, documenting the scene, and consulting an experienced attorney before speaking to insurers.

Call 911 and request medical assistance if needed.

Get the names, contact info, and insurance details of all parties involved.

Take screenshots of your Uber or Lyft trip, including timestamps.

Document the scene with photos or videos (vehicles, street signs, damage).

Do not accept early settlement offers or give recorded statements to insurance without legal guidance.

Rideshare companies may try to limit their financial exposure by shifting blame or delaying claim processes. Having a legal advocate from the start can protect you from tactics designed to reduce your compensation.

Injuries Frequently Linked to Rideshare Accidents

Rideshare crashes often occur in dense traffic or urban corridors, where even a low-speed collision can cause significant injury. We’ve represented Cohoes clients who suffered from:

Whiplash and soft tissue injuries
Broken bones and fractures
Head injuries, including concussions and traumatic brain injuries (TBIs)
Spinal cord injuries
Internal bleeding or organ damage
Post-traumatic stress disorder (PTSD)

Though often dismissed as minor injuries sometimes result in long-term complications over time. Never let an insurance company minimize what you’re going through — our attorneys fight to ensure every aspect of your injury is well supported with evidence and appropriately valued.

Why Uber and Lyft Accident Cases in Cohoes Demand Aggressive Legal Action

Uber and Lyft rely on complex policies and legal maneuvering to reduce their financial responsibility after crashes. Just one detail — like the driver’s phase in the trip — can mean the difference between full compensation and none at all.

If you try to go it alone, you may end up accepting a lowball offer — or worse, getting nothing. That’s why Boyadzhyan Law Firm takes an aggressive stance — holding these companies accountable and fighting for the compensation our clients truly deserve.

What Happens After a Rideshare Accident in Cohoes

If you’ve been involved in an accident with a rideshare vehicle, these steps are crucial to protect your legal and financial interests:

Get Medical Help Immediately

Even if injuries seem minor, documentation is essential.

Report the Accident to Authorities

Ensure police are called and a report is filed on the scene.

Document Everything

Photos, witness contact info, rideshare app screenshots, and vehicle damage.

Avoid Statements to Insurance Adjusters

Anything you say can be used to lower or deny your claim.

Contact an Attorney Quickly

Time-sensitive evidence and complex insurance policies require early legal intervention.

Even small mistakes — like not preserving app data or failing to identify the correct insurance tier — can cost you the compensation you deserve. Our team ensures every detail is covered from the very beginning.

Common Causes of Rideshare Accidents in Cohoes

Accidents with rideshare vehicles are usually caused with added hazards due to driver multitasking and long, irregular shifts. According to studies and traffic reports the top contributors include:

Distracted Driving – Rideshare drivers constantly check their apps for routes, messages, and updates.
Fatigue – Many drivers work long hours or drive for multiple services, increasing the risk of exhaustion.
Unfamiliar Routes – Unlike professional drivers, rideshare operators often rely entirely on GPS navigation.
Rush to Accept Fares – Quick turnarounds between rides can cause reckless maneuvers or speeding.
Poor Vehicle Maintenance – Drivers are responsible for their own vehicle upkeep, and issues may go unreported.

A joint study by the University of Chicago and Rice University linked rideshare services to a 2 to 3 percent increase in traffic fatalities across major U.S. cities. This data proves the serious risks of prioritizing rapid service over responsible driving practices.

Understanding Uber and Lyft Insurance in Cohoes, New York

Making sense of insurance coverage after an Uber or Lyft crash in Cohoes, New York can be confusing without legal guidance. Both platforms carry third-party liability insurance, but the insurance limits is dictated by what the driver was doing at the point of collision. These activity periods matter — and in New York, regional laws make them even more relevant.

Here’s a breakdown of the three distinct coverage periods:

Offline (App Off):

Only the driver’s personal insurance applies.

Available for Rides (App On, No Passenger):

Up to $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.

En Route or Transporting Passenger:

Up to $1 million in third-party liability coverage.

Accessing these insurance policies is rarely straightforward. Rideshare companies commonly dispute driver status, argue about policy activation timing, or redirect blame to personal insurers. At Boyadzhyan Law Firm, we cut through these tactics and construct a compelling case to prove liability, engagement, and damages.

What Our Cohoes Lawyers Do to Win Your Rideshare Case

Boyadzhyan Law Firm employs a step-by-step strategy designed to transform even complex rideshare cases. Since rideshare companies are notorious for lowball offers, we act immediately — securing rideshare logs, pulling app activity, and ensuring nothing is left to chance.

Immediate Investigation: We gather crash reports, app screenshots, black box data, and rideshare platform logs.
Driver Background Checks: We examine whether the driver had any history of violations or prior accidents.
Medical Record Coordination: We work closely with healthcare providers to document the true scope of your injury.
Expert Testimony: When needed, we bring in accident reconstructionists and economists to strengthen your claim.

By controlling the narrative early, we stop the rideshare company from shifting blame and ensure your story is told clearly, accurately, and with the right legal framing.

What Compensation Can You Recover in a Rideshare Accident in Cohoes?

People impacted by a rideshare accident may be entitled to various forms of compensation under New York law. At Boyadzhyan Law Firm, we fight tirelessly to recover comprehensive compensation, including:

You may be able to recover compensation for:

Medical expenses (ER visits, surgery, rehab, prescriptions)
Lost income and reduced earning potential
Pain and suffering, including emotional distress and PTSD
Property damage
Loss of enjoyment of life or permanent disability

We don’t let the insurance company lowball your claim — we partner with economic and medical experts to accurately value your losses and pursue the maximum compensation available.

Contact a Cohoes, New York Uber and Lyft Accident Lawyer Today

When you’re injured by a rideshare vehicle, don’t take on massive insurance corporations alone. At Boyadzhyan Law Firm, we handle the paperwork and legal strategy so you can heal in peace. Our Cohoes, New York attorneys specialize in rideshare injury claims and routinely challenge big companies like Uber and Lyft.

We offer:

Free consultations with zero upfront costs

Contingency-fee representation — you don’t pay unless we win

Aggressive negotiation and litigation strategies

Compassionate support from day one through resolution

Time matters after a crash. Let Boyadzhyan Law Firm guide you through the process and help you get justice.

Providing compassionate legal assistance for you and your family.

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