Towson Uber and Lyft Accident Lawyer
What Makes Uber and Lyft Accidents Unique in Towson
The rise of services like Uber and Lyft has completely changed how people travel in Towson—but it’s also introduced legal complexity when things go wrong. Unlike ordinary traffic accidents, rideshare crashes pull in large companies with complicated insurance rules and legal teams.
Studies from top universities suggest that rideshare platforms may be responsible for thousands of additional roadway fatalities each year due to increased congestion and distracted driving.
Anyone hurt in a rideshare collision in Towson needs to act quickly to protect their case and seek maximum compensation.
Liability in Towson Rideshare Accidents
Liability after a rideshare crash isn’t always simple — it depends largely on the driver’s status at the moment of the accident. Insurance coverage varies depending on the exact phase of the driver’s rideshare activity at the time of the incident.
App Off:
The driver’s personal insurance applies.
App On (No Passenger):
Uber or Lyft provides limited third-party liability coverage (usually $50,000 per person, $100,000 per accident).
App On (With Passenger or En Route):
The full $1 million liability coverage kicks in.
That’s why our attorneys analyze trip data, app usage logs, and driver records to determine exactly which insurance policy should be responsible. We won’t hesitate to challenge coverage denials or take legal action against rideshare companies that deflect responsibility.
Top Reasons for Rideshare Crashes in Towson
Uber and Lyft drivers are frequently navigating busy roads while managing ride requests, customer service, and app-based instructions. That multitasking leads to serious safety issues and contributes to many of the accidents we see involving rideshare vehicles.
- Distracted driving (e.g., checking the app, GPS, texting)
- Fatigue from long driving shifts
- Speeding or aggressive driving to meet ride quotas
- Inexperienced drivers unfamiliar with Towson roads
- Unsafe pick-up or drop-off locations
While rideshare companies do conduct driver screenings and monitor activity, they still depend on a vast network of independent contractors with varying driving records. That’s why we investigate every detail — from the driver’s background to traffic conditions — to build the strongest possible claim.
What You Should Do After a Rideshare Collision in Towson
Getting injured in an Uber or Lyft crash means you need to take immediate action to preserve your legal options. That includes calling 911, seeking medical care, documenting the scene, and consulting an experienced attorney before speaking to insurers.
Call 911 and request medical assistance if needed.
Get the names, contact info, and insurance details of all parties involved.
Take screenshots of your Uber or Lyft trip, including timestamps.
Document the scene with photos or videos (vehicles, street signs, damage).
Do not accept early settlement offers or give recorded statements to insurance without legal guidance.
Rideshare companies may try to limit their financial exposure by shifting blame or delaying claim processes. Having a legal advocate from the start can protect you from tactics designed to reduce your compensation.
Frequent Injuries in Uber or Lyft Accidents
Rideshare crashes often occur in dense traffic or urban corridors, where even a low-speed collision can cause significant injury. We’ve represented Towson clients who suffered from:
- Whiplash and soft tissue injuries
- Broken bones and fractures
- Head injuries, including concussions and traumatic brain injuries (TBIs)
- Spinal cord injuries
- Internal bleeding or organ damage
- Post-traumatic stress disorder (PTSD)
Even seemingly minor minor injuries sometimes result in chronic complications over time. Don’t allow an insurance company dismiss your suffering — our attorneys stand firm in ensuring every effect of your injury is carefully detailed and appropriately valued.
Why You Need a Strong Legal Team After a Rideshare Crash in Towson
Rideshare companies have layered insurance systems and massive legal departments trained to minimize payouts. Just one detail — like the driver’s phase in the trip — can mean the difference between full compensation and none at all.
Without skilled legal help, victims often walk away with settlements that don’t begin to cover their losses. That’s why Boyadzhyan Law Firm takes an aggressive stance — holding these companies accountable and fighting for the compensation our clients truly deserve.
Steps to Take After an Uber or Lyft Accident in Towson
If you’ve been involved in an accident with a rideshare vehicle, these steps are crucial to protect your legal and financial interests:
Get Medical Help Immediately
Even if injuries seem minor, documentation is essential.
Report the Accident to Authorities
Ensure police are called and a report is filed on the scene.
Document Everything
Photos, witness contact info, rideshare app screenshots, and vehicle damage.
Avoid Statements to Insurance Adjusters
Anything you say can be used to lower or deny your claim.
Contact an Attorney Quickly
Time-sensitive evidence and complex insurance policies require early legal intervention.
Even small mistakes — like not preserving app data or failing to identify the correct insurance tier — can cost you the compensation you deserve. Our team ensures every detail is covered from the very beginning.
Frequent Causes of Uber and Lyft Wrecks in Towson
Crashes involving Uber and Lyft drivers frequently happen with added dangers and distractions due to smartphone reliance and fatigue from extended driving hours. Research and insurance data suggest the top contributors include:
- Distracted Driving – Rideshare drivers constantly check their apps for routes, messages, and updates.
- Fatigue – Many drivers work long hours or drive for multiple services, increasing the risk of exhaustion.
- Unfamiliar Routes – Unlike professional drivers, rideshare operators often rely entirely on GPS navigation.
- Rush to Accept Fares – Quick turnarounds between rides can cause reckless maneuvers or speeding.
- Poor Vehicle Maintenance – Drivers are responsible for their own vehicle upkeep, and issues may go unreported.
A joint study by the University of Chicago and Rice University linked rideshare services to a significant uptick in traffic fatalities across major U.S. cities. This data confirms the real consequences of placing speed and convenience over safety.
Decoding Uber and Lyft Insurance Policies in Towson, Maryland
Navigating the insurance maze after an Uber or Lyft crash in Towson, Maryland demands legal clarity. Both platforms provide third-party liability insurance, but how much compensation is available hinges on what the driver was doing at the moment of impact. These activity periods matter — and in Maryland, state regulations make them even more critical.
Here’s a breakdown of the three distinct coverage periods:
Offline (App Off):
Only the driver’s personal insurance applies.
Available for Rides (App On, No Passenger):
Up to $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.
En Route or Transporting Passenger:
Up to $1 million in third-party liability coverage.
Getting compensation from these policies usually takes more than filing a simple claim. Rideshare companies commonly dispute driver status, debate policy activation timing, or push responsibility to personal insurers. At Boyadzhyan Law Firm, we don’t let those tricks slide and construct a compelling case to prove who’s responsible, what happened, and what you’re owed.
Our Legal Strategy for Rideshare Accident Cases in Towson
Our legal team uses a strategic, detail-oriented approach designed to streamline complicated rideshare cases. Because Uber and Lyft tend to deflect blame or push quick payouts, we waste no time — securing witness statements, documenting the crash timeline, and establishing a foundation for maximum compensation.
- Immediate Investigation: We gather crash reports, app screenshots, black box data, and rideshare platform logs.
- Driver Background Checks: We examine whether the driver had any history of violations or prior accidents.
- Medical Record Coordination: We work closely with healthcare providers to document the true scope of your injury.
- Expert Testimony: When needed, we bring in accident reconstructionists and economists to strengthen your claim.
By controlling the narrative early, we stop the rideshare company from shifting blame and ensure your story is told clearly, accurately, and with the right legal framing.
How Much Can You Recover After an Uber or Lyft Accident in Towson?
Passengers, pedestrians, or drivers hurt in these accidents may be entitled to significant compensation under Maryland law. At Boyadzhyan Law Firm, we are committed to recover full financial and emotional recovery, including:
You may be able to recover compensation for:
- Medical expenses (ER visits, surgery, rehab, prescriptions)
- Lost income and reduced earning potential
- Pain and suffering, including emotional distress and PTSD
- Property damage
- Loss of enjoyment of life or permanent disability
We don’t let the insurance company lowball your claim — we partner with economic and medical experts to accurately value your losses and pursue the maximum compensation available.
Speak With an Uber or Lyft Accident Attorney in Towson, Maryland
Being hit by an Uber or Lyft shouldn’t leave you battling massive insurance corporations alone. At Boyadzhyan Law Firm, we relieve you of legal stress so you can prioritize your health. Our Towson, Maryland attorneys know the ins and outs of rideshare injury claims and hold accountable big companies like Uber and Lyft.
We offer:
Free consultations with zero upfront costs
Contingency-fee representation — you don’t pay unless we win
Aggressive negotiation and litigation strategies
Compassionate support from day one through resolution
Don’t wait to get help. Let Boyadzhyan Law Firm guide you through the process and help you recover fully.
Providing compassionate legal assistance for you and your family.