Fort Wayne Uber and Lyft Accident Lawyer
What Makes Uber and Lyft Accidents Unique in Fort Wayne
Uber and Lyft have reshaped how Fort Wayne moves, but their growth brings new legal challenges when crashes happen. Unlike ordinary traffic accidents, rideshare crashes pull in large companies with complicated insurance rules and legal teams.
Studies from top universities suggest that rideshare platforms may be responsible for thousands of additional roadway fatalities each year due to increased congestion and distracted driving.
Injured in an Uber or Lyft accident in Fort Wayne? The sooner you know your legal options, the stronger your case will be.
Liability in Fort Wayne Rideshare Accidents
Liability after a rideshare crash isn’t always simple — it depends largely on the driver’s status at the moment of the accident. The coverage available — whether it’s from the driver, Uber or Lyft, or another party — depends on whether the driver was offline, waiting for a trip, or carrying a passenger.
App Off:
The driver’s personal insurance applies.
App On (No Passenger):
Uber or Lyft provides limited third-party liability coverage (usually $50,000 per person, $100,000 per accident).
App On (With Passenger or En Route):
The full $1 million liability coverage kicks in.
That’s why our attorneys analyze trip data, app usage logs, and driver records to determine exactly which insurance policy should be responsible. We’re also prepared to dispute denied claims, clarify gray areas in driver activity, and hold all responsible parties accountable.
Why Uber and Lyft Accidents Happen in Fort Wayne
Uber and Lyft drivers are frequently navigating busy roads while managing ride requests, customer service, and app-based instructions. This environment can create unsafe driving conditions and result in preventable crashes.
- Distracted driving (e.g., checking the app, GPS, texting)
- Fatigue from long driving shifts
- Speeding or aggressive driving to meet ride quotas
- Inexperienced drivers unfamiliar with Fort Wayne roads
- Unsafe pick-up or drop-off locations
While rideshare companies do conduct driver screenings and monitor activity, they still depend on a vast network of independent contractors with varying driving records. We leave no stone unturned in tracing the cause of the accident and proving where negligence occurred.
Steps to Take After a Crash with Uber or Lyft in Fort Wayne
Getting injured in an Uber or Lyft crash means you need to take immediate action to preserve your legal options. That includes calling 911, seeking medical care, documenting the scene, and consulting an experienced attorney before speaking to insurers.
Call 911 and request medical assistance if needed.
Get the names, contact info, and insurance details of all parties involved.
Take screenshots of your Uber or Lyft trip, including timestamps.
Document the scene with photos or videos (vehicles, street signs, damage).
Do not accept early settlement offers or give recorded statements to insurance without legal guidance.
Rideshare companies may try to limit their financial exposure by shifting blame or delaying claim processes. Having a legal advocate from the start can protect you from tactics designed to reduce your compensation.
Frequent Injuries in Uber or Lyft Accidents
Rideshare crashes often occur in dense traffic or urban corridors, where even a low-speed collision can cause significant injury. We’ve represented Fort Wayne clients who suffered from:
- Whiplash and soft tissue injuries
- Broken bones and fractures
- Head injuries, including concussions and traumatic brain injuries (TBIs)
- Spinal cord injuries
- Internal bleeding or organ damage
- Post-traumatic stress disorder (PTSD)
Even seemingly minor minor injuries may develop into long-term complications over time. Don’t allow an insurance company dismiss your suffering — our attorneys work diligently so that every aspect of your injury is carefully detailed and properly evaluated.
Why Uber and Lyft Accident Cases in Fort Wayne Demand Aggressive Legal Action
Rideshare companies have layered insurance systems and massive legal departments trained to minimize payouts. Just one detail — like the driver’s phase in the trip — can mean the difference between full compensation and none at all.
Trying to deal with Uber or Lyft’s insurance without a lawyer often results in denied or underpaid claims. At Boyadzhyan Law Firm, we confront rideshare companies directly and pursue every legal strategy available to recover full damages.
What You Should Do After a Rideshare Crash in Fort Wayne
If you’ve been involved in an accident with a rideshare vehicle, these steps are crucial to protect your legal and financial interests:
Get Medical Help Immediately
Even if injuries seem minor, documentation is essential.
Report the Accident to Authorities
Ensure police are called and a report is filed on the scene.
Document Everything
Photos, witness contact info, rideshare app screenshots, and vehicle damage.
Avoid Statements to Insurance Adjusters
Anything you say can be used to lower or deny your claim.
Contact an Attorney Quickly
Time-sensitive evidence and complex insurance policies require early legal intervention.
Even small mistakes — like not preserving app data or failing to identify the correct insurance tier — can cost you the compensation you deserve. Our team ensures every detail is covered from the very beginning.
Top Reasons Uber and Lyft Accidents Happen in Fort Wayne
Crashes involving Uber and Lyft drivers frequently happen with added risks and complications due to smartphone reliance and fatigue from extended driving hours. Research and insurance data suggest the top contributors include:
- Distracted Driving – Rideshare drivers constantly check their apps for routes, messages, and updates.
- Fatigue – Many drivers work long hours or drive for multiple services, increasing the risk of exhaustion.
- Unfamiliar Routes – Unlike professional drivers, rideshare operators often rely entirely on GPS navigation.
- Rush to Accept Fares – Quick turnarounds between rides can cause reckless maneuvers or speeding.
- Poor Vehicle Maintenance – Drivers are responsible for their own vehicle upkeep, and issues may go unreported.
Groundbreaking research from top U.S. universities linked rideshare services to a 2 to 3 percent increase in traffic fatalities across major U.S. cities. This data illustrates the serious risks of placing speed and convenience over safety.
Understanding Uber and Lyft Insurance in Fort Wayne, indiana
Understanding how insurance functions after an Uber or Lyft crash in Fort Wayne, indiana requires experience and precision. Both platforms offer third-party liability insurance, but the insurance limits hinges on what the driver was doing at the point of collision. These coverage tiers matter — and in indiana, regional laws make them even more critical.
Here’s a breakdown of the three distinct coverage periods:
Offline (App Off):
Only the driver’s personal insurance applies.
Available for Rides (App On, No Passenger):
Up to $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.
En Route or Transporting Passenger:
Up to $1 million in third-party liability coverage.
Securing a valid claim is far from automatic. Rideshare companies routinely question driver status, delay over policy activation timing, or send victims in circles to personal insurers. At Boyadzhyan Law Firm, we don’t let those tricks slide and construct a compelling case to prove who’s responsible, what happened, and what you’re owed.
What Our Fort Wayne Lawyers Do to Win Your Rideshare Case
Boyadzhyan Law Firm employs a step-by-step strategy designed to win challenging rideshare cases. Knowing how fast these companies move to protect their interests, we get to work fast — securing witness statements, documenting the crash timeline, and ensuring nothing is left to chance.
- Immediate Investigation: We gather crash reports, app screenshots, black box data, and rideshare platform logs.
- Driver Background Checks: We examine whether the driver had any history of violations or prior accidents.
- Medical Record Coordination: We work closely with healthcare providers to document the true scope of your injury.
- Expert Testimony: When needed, we bring in accident reconstructionists and economists to strengthen your claim.
By controlling the narrative early, we stop the rideshare company from shifting blame and ensure your story is told clearly, accurately, and with the right legal framing.
Understanding Compensation in Rideshare Cases in Fort Wayne
Those injured in rideshare collisions may be entitled to a wide range of compensation under indiana law. At Boyadzhyan Law Firm, we are committed to recover comprehensive compensation, including:
You may be able to recover compensation for:
- Medical expenses (ER visits, surgery, rehab, prescriptions)
- Lost income and reduced earning potential
- Pain and suffering, including emotional distress and PTSD
- Property damage
- Loss of enjoyment of life or permanent disability
We don’t let the insurance company lowball your claim — we partner with economic and medical experts to accurately value your losses and pursue the maximum compensation available.
Contact a Fort Wayne, indiana Uber and Lyft Accident Lawyer Today
If you’ve been hurt in a rideshare accident, you shouldn’t have to deal with massive insurance corporations alone. At Boyadzhyan Law Firm, we manage the case from start to finish so you can get back on your feet. Our Fort Wayne, indiana attorneys are seasoned in handling rideshare injury claims and hold accountable big companies like Uber and Lyft.
We offer:
Free consultations with zero upfront costs
Contingency-fee representation — you don’t pay unless we win
Aggressive negotiation and litigation strategies
Compassionate support from day one through resolution
Delay can cost you dearly. Let Boyadzhyan Law Firm stand by your side and help you navigate this complex legal terrain.
Providing compassionate legal assistance for you and your family.