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Fort Wayne Uber and Lyft Accident Lawyer

Understanding Rideshare Accidents in Fort Wayne

The rise of services like Uber and Lyft has completely changed how people travel in Fort Wayne—but it’s also introduced legal complexity when things go wrong. These incidents aren’t like typical car wrecks — they involve massive corporations, layered insurance policies, and corporate defense teams.

Studies from top universities suggest that rideshare platforms may be responsible for thousands of additional roadway fatalities each year due to increased congestion and distracted driving.

If you were injured as a passenger, driver, or pedestrian in a rideshare crash in Fort Wayne, don’t wait to understand your rights — get legal help immediately.

Liability in Fort Wayne Rideshare Accidents

Liability after a rideshare crash isn’t always simple — it depends largely on the driver’s status at the moment of the accident. The coverage available — whether it’s from the driver, Uber or Lyft, or another party — depends on whether the driver was offline, waiting for a trip, or carrying a passenger.

App Off:

The driver’s personal insurance applies.

App On (No Passenger):

Uber or Lyft provides limited third-party liability coverage (usually $50,000 per person, $100,000 per accident).

App On (With Passenger or En Route):

The full $1 million liability coverage kicks in.

That’s why our attorneys analyze trip data, app usage logs, and driver records to determine exactly which insurance policy should be responsible. We’re also prepared to dispute denied claims, clarify gray areas in driver activity, and hold all responsible parties accountable.

Top Reasons for Rideshare Crashes in Fort Wayne

Uber and Lyft drivers are frequently navigating busy roads while managing ride requests, customer service, and app-based instructions. This environment can create unsafe driving conditions and result in preventable crashes.

Distracted driving (e.g., checking the app, GPS, texting)
Fatigue from long driving shifts
Speeding or aggressive driving to meet ride quotas
Inexperienced drivers unfamiliar with Fort Wayne roads
Unsafe pick-up or drop-off locations

While rideshare companies do conduct driver screenings and monitor activity, they still depend on a vast network of independent contractors with varying driving records. We leave no stone unturned in tracing the cause of the accident and proving where negligence occurred.

What to Do After a Rideshare Accident in Fort Wayne

Getting injured in an Uber or Lyft crash means you need to take immediate action to preserve your legal options. That includes calling 911, seeking medical care, documenting the scene, and consulting an experienced attorney before speaking to insurers.

Call 911 and request medical assistance if needed.

Get the names, contact info, and insurance details of all parties involved.

Take screenshots of your Uber or Lyft trip, including timestamps.

Document the scene with photos or videos (vehicles, street signs, damage).

Do not accept early settlement offers or give recorded statements to insurance without legal guidance.

Rideshare companies may try to limit their financial exposure by shifting blame or delaying claim processes. Having a legal advocate from the start can protect you from tactics designed to reduce your compensation.

Frequent Injuries in Uber or Lyft Accidents

Rideshare crashes often occur in dense traffic or urban corridors, where even a low-speed collision can cause significant injury. We’ve represented Fort Wayne clients who suffered from:

Whiplash and soft tissue injuries
Broken bones and fractures
Head injuries, including concussions and traumatic brain injuries (TBIs)
Spinal cord injuries
Internal bleeding or organ damage
Post-traumatic stress disorder (PTSD)

Even seemingly minor minor injuries may develop into long-term complications over time. Don’t allow an insurance company dismiss your suffering — our attorneys work diligently so that every aspect of your injury is carefully detailed and properly evaluated.

Why You Need a Strong Legal Team After a Rideshare Crash in Fort Wayne

Rideshare companies have layered insurance systems and massive legal departments trained to minimize payouts. Just one detail — like the driver’s phase in the trip — can mean the difference between full compensation and none at all.

Trying to deal with Uber or Lyft’s insurance without a lawyer often results in denied or underpaid claims. At Boyadzhyan Law Firm, we confront rideshare companies directly and pursue every legal strategy available to recover full damages.

How to Respond After an Uber or Lyft Collision in Fort Wayne

If you’ve been involved in an accident with a rideshare vehicle, these steps are crucial to protect your legal and financial interests:

Get Medical Help Immediately

Even if injuries seem minor, documentation is essential.

Report the Accident to Authorities

Ensure police are called and a report is filed on the scene.

Document Everything

Photos, witness contact info, rideshare app screenshots, and vehicle damage.

Avoid Statements to Insurance Adjusters

Anything you say can be used to lower or deny your claim.

Contact an Attorney Quickly

Time-sensitive evidence and complex insurance policies require early legal intervention.

Even small mistakes — like not preserving app data or failing to identify the correct insurance tier — can cost you the compensation you deserve. Our team ensures every detail is covered from the very beginning.

Why Rideshare Crashes Occur in Fort Wayne

Crashes involving Uber and Lyft drivers frequently happen with added risks and complications due to smartphone reliance and fatigue from extended driving hours. Research and insurance data suggest the top contributors include:

Distracted Driving – Rideshare drivers constantly check their apps for routes, messages, and updates.
Fatigue – Many drivers work long hours or drive for multiple services, increasing the risk of exhaustion.
Unfamiliar Routes – Unlike professional drivers, rideshare operators often rely entirely on GPS navigation.
Rush to Accept Fares – Quick turnarounds between rides can cause reckless maneuvers or speeding.
Poor Vehicle Maintenance – Drivers are responsible for their own vehicle upkeep, and issues may go unreported.

Groundbreaking research from top U.S. universities linked rideshare services to a 2 to 3 percent increase in traffic fatalities across major U.S. cities. This data illustrates the serious risks of placing speed and convenience over safety.

How Rideshare Insurance Coverage Works in Fort Wayne, indiana

Understanding how insurance functions after an Uber or Lyft crash in Fort Wayne, indiana demands legal clarity. Both platforms carry third-party liability insurance, but the insurance limits is dictated by what the driver was doing at the exact time of the accident. These status distinctions matter — and in indiana, state regulations make them even more significant.

Here’s a breakdown of the three distinct coverage periods:

Offline (App Off):

Only the driver’s personal insurance applies.

Available for Rides (App On, No Passenger):

Up to $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.

En Route or Transporting Passenger:

Up to $1 million in third-party liability coverage.

Securing a valid claim is far from automatic. Rideshare companies routinely question driver status, delay over policy activation timing, or send victims in circles to personal insurers. At Boyadzhyan Law Firm, we don’t let those tricks slide and construct a compelling case to prove who’s responsible, what happened, and what you’re owed.

What Our Fort Wayne Lawyers Do to Win Your Rideshare Case

Boyadzhyan Law Firm employs a step-by-step strategy designed to win challenging rideshare cases. Knowing how fast these companies move to protect their interests, we get to work fast — securing witness statements, documenting the crash timeline, and ensuring nothing is left to chance.

Immediate Investigation: We gather crash reports, app screenshots, black box data, and rideshare platform logs.
Driver Background Checks: We examine whether the driver had any history of violations or prior accidents.
Medical Record Coordination: We work closely with healthcare providers to document the true scope of your injury.
Expert Testimony: When needed, we bring in accident reconstructionists and economists to strengthen your claim.

By controlling the narrative early, we stop the rideshare company from shifting blame and ensure your story is told clearly, accurately, and with the right legal framing.

How Much Can You Recover After an Uber or Lyft Accident in Fort Wayne?

Those injured in rideshare collisions may be entitled to a wide range of compensation under indiana law. At Boyadzhyan Law Firm, we work relentlessly to recover both economic and non-economic damages, including:

You may be able to recover compensation for:

Medical expenses (ER visits, surgery, rehab, prescriptions)
Lost income and reduced earning potential
Pain and suffering, including emotional distress and PTSD
Property damage
Loss of enjoyment of life or permanent disability

We don’t let the insurance company lowball your claim — we partner with economic and medical experts to accurately value your losses and pursue the maximum compensation available.

Speak With an Uber or Lyft Accident Attorney in Fort Wayne, indiana

After an Uber or Lyft crash, avoid facing massive insurance corporations alone. At Boyadzhyan Law Firm, we manage the case from start to finish so you can get back on your feet. Our Fort Wayne, indiana attorneys have deep experience with rideshare injury claims and routinely challenge big companies like Uber and Lyft.

We offer:

Free consultations with zero upfront costs

Contingency-fee representation — you don’t pay unless we win

Aggressive negotiation and litigation strategies

Compassionate support from day one through resolution

Delay can cost you dearly. Let Boyadzhyan Law Firm stand by your side and help you navigate this complex legal terrain.

Providing compassionate legal assistance for you and your family.

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