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Chesterton Uber and Lyft Accident Lawyer

Understanding Rideshare Accidents in Chesterton

The rise of services like Uber and Lyft has completely changed how people travel in Chesterton—but it’s also introduced legal complexity when things go wrong. Unlike ordinary traffic accidents, rideshare crashes pull in large companies with complicated insurance rules and legal teams.

According to academic research from Rice University and the University of Chicago, Uber and Lyft usage correlates with a 2–3% jump in nationwide traffic deaths, adding up to about 1,000 lives lost per year.

Injured in an Uber or Lyft accident in Chesterton? The sooner you know your legal options, the stronger your case will be.

Who’s Liable in an Uber or Lyft Accident in Chesterton?

Rideshare accidents are legally complex because responsibility changes depending on what the driver was doing when the crash occurred. Insurance coverage varies depending on the exact phase of the driver’s rideshare activity at the time of the incident.

App Off:

The driver’s personal insurance applies.

App On (No Passenger):

Uber or Lyft provides limited third-party liability coverage (usually $50,000 per person, $100,000 per accident).

App On (With Passenger or En Route):

The full $1 million liability coverage kicks in.

We dig into the ride history and backend logs to clarify driver status and identify the correct coverage tier. We’re also prepared to dispute denied claims, clarify gray areas in driver activity, and hold all responsible parties accountable.

Common Causes of Uber and Lyft Accidents in Chesterton

Uber and Lyft drivers are frequently navigating busy roads while managing ride requests, customer service, and app-based instructions. This environment can create unsafe driving conditions and result in preventable crashes.

Distracted driving (e.g., checking the app, GPS, texting)
Fatigue from long driving shifts
Speeding or aggressive driving to meet ride quotas
Inexperienced drivers unfamiliar with Chesterton roads
Unsafe pick-up or drop-off locations

While rideshare companies do conduct driver screenings and monitor activity, they still depend on a vast network of independent contractors with varying driving records. We leave no stone unturned in tracing the cause of the accident and proving where negligence occurred.

Steps to Take After a Crash with Uber or Lyft in Chesterton

Getting injured in an Uber or Lyft crash means you need to take immediate action to preserve your legal options. You should document the crash, see a doctor, and speak with a rideshare accident lawyer to understand your next steps.

Call 911 and request medical assistance if needed.

Get the names, contact info, and insurance details of all parties involved.

Take screenshots of your Uber or Lyft trip, including timestamps.

Document the scene with photos or videos (vehicles, street signs, damage).

Do not accept early settlement offers or give recorded statements to insurance without legal guidance.

Rideshare companies may try to limit their financial exposure by shifting blame or delaying claim processes. Having a legal advocate from the start can protect you from tactics designed to reduce your compensation.

Frequent Injuries in Uber or Lyft Accidents

Rideshare crashes often occur in dense traffic or urban corridors, where even a low-speed collision can cause significant injury. We’ve represented Chesterton clients who suffered from:

Whiplash and soft tissue injuries
Broken bones and fractures
Head injuries, including concussions and traumatic brain injuries (TBIs)
Spinal cord injuries
Internal bleeding or organ damage
Post-traumatic stress disorder (PTSD)

Even seemingly minor minor injuries sometimes result in significant complications over time. Refuse to let an insurance company minimize what you’re going through — our attorneys are committed to making sure every aspect of your injury is well supported with evidence and properly evaluated.

The Urgency Behind Taking Action Against Rideshare Companies in Chesterton

Rideshare companies have layered insurance systems and massive legal departments trained to minimize payouts. Just one detail — like the driver’s phase in the trip — can mean the difference between full compensation and none at all.

Without skilled legal help, victims often walk away with settlements that don’t begin to cover their losses. At Boyadzhyan Law Firm, we confront rideshare companies directly and pursue every legal strategy available to recover full damages.

How to Respond After an Uber or Lyft Collision in Chesterton

If you’ve been involved in an accident with a rideshare vehicle, these steps are crucial to protect your legal and financial interests:

Get Medical Help Immediately

Even if injuries seem minor, documentation is essential.

Report the Accident to Authorities

Ensure police are called and a report is filed on the scene.

Document Everything

Photos, witness contact info, rideshare app screenshots, and vehicle damage.

Avoid Statements to Insurance Adjusters

Anything you say can be used to lower or deny your claim.

Contact an Attorney Quickly

Time-sensitive evidence and complex insurance policies require early legal intervention.

Even small mistakes — like not preserving app data or failing to identify the correct insurance tier — can cost you the compensation you deserve. Our team ensures every detail is covered from the very beginning.

Why Rideshare Crashes Occur in Chesterton

Crashes involving Uber and Lyft drivers frequently happen with added concerns due to driver multitasking and long, irregular shifts. Research and insurance data suggest the top contributors include:

Distracted Driving – Rideshare drivers constantly check their apps for routes, messages, and updates.
Fatigue – Many drivers work long hours or drive for multiple services, increasing the risk of exhaustion.
Unfamiliar Routes – Unlike professional drivers, rideshare operators often rely entirely on GPS navigation.
Rush to Accept Fares – Quick turnarounds between rides can cause reckless maneuvers or speeding.
Poor Vehicle Maintenance – Drivers are responsible for their own vehicle upkeep, and issues may go unreported.

Groundbreaking research from top U.S. universities linked rideshare services to a 2%–3% spike in traffic fatalities across major U.S. cities. This data illustrates the public safety concerns of corporate shortcuts taken by rideshare platforms.

How Rideshare Insurance Coverage Works in Chesterton, indiana

Navigating the insurance maze after an Uber or Lyft crash in Chesterton, indiana demands legal clarity. Both platforms provide third-party liability insurance, but the level of coverage depends on what the driver was doing at the point of collision. These status distinctions matter — and in indiana, state-specific insurance thresholds make them even more significant.

Here’s a breakdown of the three distinct coverage periods:

Offline (App Off):

Only the driver’s personal insurance applies.

Available for Rides (App On, No Passenger):

Up to $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.

En Route or Transporting Passenger:

Up to $1 million in third-party liability coverage.

Unlocking this coverage usually takes more than filing a simple claim. Rideshare companies commonly dispute driver status, argue about policy activation timing, or send victims in circles to personal insurers. At Boyadzhyan Law Firm, we cut through these tactics and build solid, evidence-backed claims to prove liability, engagement, and damages.

Our Legal Strategy for Rideshare Accident Cases in Chesterton

Our attorneys build your claim through a well-tested process designed to win challenging rideshare cases. Since rideshare companies are notorious for lowball offers, we waste no time — securing rideshare logs, reviewing trip histories, and positioning your claim for success.

Immediate Investigation: We gather crash reports, app screenshots, black box data, and rideshare platform logs.
Driver Background Checks: We examine whether the driver had any history of violations or prior accidents.
Medical Record Coordination: We work closely with healthcare providers to document the true scope of your injury.
Expert Testimony: When needed, we bring in accident reconstructionists and economists to strengthen your claim.

By controlling the narrative early, we stop the rideshare company from shifting blame and ensure your story is told clearly, accurately, and with the right legal framing.

Types of Damages You Can Claim After a Rideshare Crash in Chesterton

People impacted by a rideshare accident may be entitled to multiple types of compensation under indiana law. At Boyadzhyan Law Firm, we take aggressive action to recover comprehensive compensation, including:

You may be able to recover compensation for:

Medical expenses (ER visits, surgery, rehab, prescriptions)
Lost income and reduced earning potential
Pain and suffering, including emotional distress and PTSD
Property damage
Loss of enjoyment of life or permanent disability

We don’t let the insurance company lowball your claim — we partner with economic and medical experts to accurately value your losses and pursue the maximum compensation available.

Talk to a Skilled Uber/Lyft Lawyer in Chesterton, indiana

Being hit by an Uber or Lyft shouldn’t leave you battling massive insurance corporations alone. At Boyadzhyan Law Firm, we handle the paperwork and legal strategy so you can focus on recovery. Our Chesterton, indiana attorneys have deep experience with rideshare injury claims and stand strong against big companies like Uber and Lyft.

We offer:

Free consultations with zero upfront costs

Contingency-fee representation — you don’t pay unless we win

Aggressive negotiation and litigation strategies

Compassionate support from day one through resolution

Don’t wait to get help. Let Boyadzhyan Law Firm be the advocate you deserve and help you secure the compensation you’re owed.

Providing compassionate legal assistance for you and your family.

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