Westchester Uber and Lyft Accident Lawyer
Understanding Rideshare Accidents in Westchester
The rise of services like Uber and Lyft has completely changed how people travel in Westchester—but it’s also introduced legal complexity when things go wrong. Unlike ordinary traffic accidents, rideshare crashes pull in large companies with complicated insurance rules and legal teams.
A joint study by the University of Chicago and Rice University found that rideshare services are linked to a 2–3% increase in traffic deaths across the U.S.—that’s roughly 1,000 additional fatalities every year.
Anyone hurt in a rideshare collision in Westchester needs to act quickly to protect their case and seek maximum compensation.
Determining Who’s Responsible After a Rideshare Crash in Westchester
Liability after a rideshare crash isn’t always simple — it depends largely on the driver’s status at the moment of the accident. Different insurance policies apply based on whether the driver had the app on, was en route, or actively transporting someone.
App Off:
The driver’s personal insurance applies.
App On (No Passenger):
Uber or Lyft provides limited third-party liability coverage (usually $50,000 per person, $100,000 per accident).
App On (With Passenger or En Route):
The full $1 million liability coverage kicks in.
Our legal team pulls rideshare data, trip records, and time logs to pinpoint liability and apply pressure to the right insurer. We won’t hesitate to challenge coverage denials or take legal action against rideshare companies that deflect responsibility.
Common Causes of Uber and Lyft Accidents in Westchester
Uber and Lyft drivers are frequently navigating busy roads while managing ride requests, customer service, and app-based instructions. This environment can create unsafe driving conditions and result in preventable crashes.
- Distracted driving (e.g., checking the app, GPS, texting)
- Fatigue from long driving shifts
- Speeding or aggressive driving to meet ride quotas
- Inexperienced drivers unfamiliar with Westchester roads
- Unsafe pick-up or drop-off locations
While rideshare companies do conduct driver screenings and monitor activity, they still depend on a vast network of independent contractors with varying driving records. We leave no stone unturned in tracing the cause of the accident and proving where negligence occurred.
What You Should Do After a Rideshare Collision in Westchester
Getting injured in an Uber or Lyft crash means you need to take immediate action to preserve your legal options. You should document the crash, see a doctor, and speak with a rideshare accident lawyer to understand your next steps.
Call 911 and request medical assistance if needed.
Get the names, contact info, and insurance details of all parties involved.
Take screenshots of your Uber or Lyft trip, including timestamps.
Document the scene with photos or videos (vehicles, street signs, damage).
Do not accept early settlement offers or give recorded statements to insurance without legal guidance.
Rideshare companies may try to limit their financial exposure by shifting blame or delaying claim processes. Having a legal advocate from the start can protect you from tactics designed to reduce your compensation.
Injuries We Often See in Uber and Lyft Accidents
Rideshare crashes often occur in dense traffic or urban corridors, where even a low-speed collision can cause significant injury. We’ve represented Westchester clients who suffered from:
- Whiplash and soft tissue injuries
- Broken bones and fractures
- Head injuries, including concussions and traumatic brain injuries (TBIs)
- Spinal cord injuries
- Internal bleeding or organ damage
- Post-traumatic stress disorder (PTSD)
Even what seem like minor injuries might become chronic complications over time. Refuse to let an insurance company dismiss your suffering — our attorneys stand firm in ensuring every impact of your injury is thoroughly documented and accurately assessed.
The Urgency Behind Taking Action Against Rideshare Companies in Westchester
Corporate policies, shifting insurance tiers, and skilled legal teams make it hard for victims to get fair compensation. The level of coverage you’re entitled to depends on whether the driver was logged in, waiting for a ride, or carrying a passenger.
Trying to deal with Uber or Lyft’s insurance without a lawyer often results in denied or underpaid claims. At Boyadzhyan Law Firm, we confront rideshare companies directly and pursue every legal strategy available to recover full damages.
After an Uber or Lyft Accident in Westchester: What to Know
If you’ve been involved in an accident with a rideshare vehicle, these steps are crucial to protect your legal and financial interests:
Get Medical Help Immediately
Even if injuries seem minor, documentation is essential.
Report the Accident to Authorities
Ensure police are called and a report is filed on the scene.
Document Everything
Photos, witness contact info, rideshare app screenshots, and vehicle damage.
Avoid Statements to Insurance Adjusters
Anything you say can be used to lower or deny your claim.
Contact an Attorney Quickly
Time-sensitive evidence and complex insurance policies require early legal intervention.
Even small mistakes — like not preserving app data or failing to identify the correct insurance tier — can cost you the compensation you deserve. Our team ensures every detail is covered from the very beginning.
Frequent Causes of Uber and Lyft Wrecks in Westchester
Crashes involving Uber and Lyft drivers frequently happen with added risks and complications due to smartphone reliance and unpredictable working hours. Analysis of recent data shows the top contributors include:
- Distracted Driving – Rideshare drivers constantly check their apps for routes, messages, and updates.
- Fatigue – Many drivers work long hours or drive for multiple services, increasing the risk of exhaustion.
- Unfamiliar Routes – Unlike professional drivers, rideshare operators often rely entirely on GPS navigation.
- Rush to Accept Fares – Quick turnarounds between rides can cause reckless maneuvers or speeding.
- Poor Vehicle Maintenance – Drivers are responsible for their own vehicle upkeep, and issues may go unreported.
Groundbreaking research from top U.S. universities linked rideshare services to a notable rise in traffic fatalities across major U.S. cities. This data illustrates the real consequences of corporate shortcuts taken by rideshare platforms.
Decoding Uber and Lyft Insurance Policies in Westchester, Illinois
Navigating the insurance maze after an Uber or Lyft crash in Westchester, Illinois demands legal clarity. Both platforms provide third-party liability insurance, but how much compensation is available varies with what the driver was doing at the moment of impact. These activity periods matter — and in Illinois, regional laws make them even more important.
Here’s a breakdown of the three distinct coverage periods:
Offline (App Off):
Only the driver’s personal insurance applies.
Available for Rides (App On, No Passenger):
Up to $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.
En Route or Transporting Passenger:
Up to $1 million in third-party liability coverage.
Accessing these insurance policies usually takes more than filing a simple claim. Rideshare companies frequently challenge driver status, use technicalities related to policy activation timing, or send victims in circles to personal insurers. At Boyadzhyan Law Firm, we don’t let those tricks slide and build solid, evidence-backed claims to prove liability, engagement, and damages.
How We Strengthen Uber and Lyft Claims in Westchester
Our attorneys build your claim through a well-tested process designed to strengthen difficult rideshare cases. Given the tendency of these corporations to deny responsibility, we act immediately — securing rideshare logs, reviewing trip histories, and establishing a foundation for maximum compensation.
- Immediate Investigation: We gather crash reports, app screenshots, black box data, and rideshare platform logs.
- Driver Background Checks: We examine whether the driver had any history of violations or prior accidents.
- Medical Record Coordination: We work closely with healthcare providers to document the true scope of your injury.
- Expert Testimony: When needed, we bring in accident reconstructionists and economists to strengthen your claim.
By controlling the narrative early, we stop the rideshare company from shifting blame and ensure your story is told clearly, accurately, and with the right legal framing.
What Compensation Can You Recover in a Rideshare Accident in Westchester?
Those injured in rideshare collisions may be entitled to a wide range of compensation under Illinois law. At Boyadzhyan Law Firm, we fight tirelessly to recover both economic and non-economic damages, including:
You may be able to recover compensation for:
- Medical expenses (ER visits, surgery, rehab, prescriptions)
- Lost income and reduced earning potential
- Pain and suffering, including emotional distress and PTSD
- Property damage
- Loss of enjoyment of life or permanent disability
We don’t let the insurance company lowball your claim — we partner with economic and medical experts to accurately value your losses and pursue the maximum compensation available.
Talk to a Skilled Uber/Lyft Lawyer in Westchester, Illinois
Being hit by an Uber or Lyft shouldn’t leave you battling massive insurance corporations alone. At Boyadzhyan Law Firm, we manage the case from start to finish so you can prioritize your health. Our Westchester, Illinois attorneys specialize in rideshare injury claims and stand strong against big companies like Uber and Lyft.
We offer:
Free consultations with zero upfront costs
Contingency-fee representation — you don’t pay unless we win
Aggressive negotiation and litigation strategies
Compassionate support from day one through resolution
Delay can cost you dearly. Let Boyadzhyan Law Firm guide you through the process and help you secure the compensation you’re owed.
Providing compassionate legal assistance for you and your family.