O'Fallon Car Accident Lawyer
Need Help After a Car Accident in O'Fallon? Call a Trusted Lawyer
Did you know?
In 2021 alone, more than 6.1 million police-reported crashes occurred in the United States — roughly 1 crash every 5 seconds.
How a Skilled O'Fallon Car Accident Attorney Can Make a Difference
- Medical expenses (both current and future)
- Lost wages and reduced earning capacity
- Property damage
- Pain and suffering
- Emotional distress
- Wrongful death (if applicable)
Motor Vehicle Crashes in O'Fallon Mirror Alarming U.S. Trends
The Insurance Institute for Highway Safety (IIHS) also reports that crash rates can vary dramatically depending on where you live. Certain urban centers and states have accident rates well above the national average—both in terms of crashes per 100,000 residents and per 100 million miles traveled.
While national statistics help shape our understanding of traffic safety, local data reveals a more immediate concern for cities like O'Fallon.
Local crash statistics frequently show high numbers of traffic injuries and long-term effects on victims in O'Fallon.
In some metropolitan areas, over 10,000 traffic crashes occur each year, including hundreds that lead to life-altering injuries.
Primary Causes Behind Vehicle Collisions in O'Fallon
- Distracted Driving – texting, using GPS, or eating behind the wheel
- Speeding – exceeding the limit or driving too fast for conditions
- Driving Under the Influence (DUI) – alcohol and drug-related crashes
- Reckless Driving – tailgating, weaving, or failing to yield
- Poor Road Conditions – potholes, debris, or lack of signage
- Vehicle Defects – brake failure, tire blowouts, and recalls
How To Protect Yourself Legally After an Auto Collision in O'Fallon
- Call 911 – Always report the accident to the police and request medical help.
- Document the Scene – Take photos of the vehicles, injuries, road conditions, and any visible damage.
- Exchange Information – Get contact and insurance info from all drivers involved.
- Seek Medical Attention – Even if you feel okay, some injuries (like whiplash or internal bleeding) show up later.
- Contact a Lawyer – Speak to a car accident attorney before giving statements to insurance companies.
Types of Injuries We See After Crashes in O'Fallon
- Whiplash and Neck Injuries – Common in rear-end collisions, often underestimated and delayed in onset.
- Traumatic Brain Injuries (TBI) – Ranging from mild concussions to long-term cognitive damage.
- Spinal Cord Injuries – Including herniated discs, nerve compression, or full paralysis.
- Broken Bones and Fractures – Particularly in the ribs, pelvis, arms, and legs.
- Internal Injuries – Damage to organs such as the liver, spleen, or lungs.
- Psychological Trauma – PTSD, anxiety, and depression stemming from the event.
Types of Compensation Available After a Car Crash in O'Fallon
- Economic Damages – These include quantifiable losses such as medical expenses, rehabilitation, lost wages, property damage, and future earnings.
- Non-Economic Damages – Pain and suffering, emotional distress, disfigurement, loss of consortium, and diminished quality of life.
- Punitive Damages – In cases of extreme negligence or intentional harm, these serve to punish the at-fault party and deter similar behavior.
What You Need to Know About Comparative Fault in Illinois
Establishing fault is a critical step in securing fair compensation, and it begins with strong evidence.We work closely with investigators and professionals to uncover the full story and strengthen your position.
Who Is Legally Responsible for Your Car Crash?
- Other Motorists – Negligent drivers, uninsured or underinsured motorists
- Employers – If the at-fault driver was working at the time of the accident
- Vehicle Manufacturers – Defective parts or recalls
- Government Entities – Poorly maintained roads, missing signs, or faulty traffic signals
What to Expect From Insurance After a Car Crash in O'Fallon
Boyadzhyan Law Firm shields you from common insurance pitfalls by managing the claims process from start to finish.
Our team brings in expert witnesses and documentation to counter insurer attempts to undervalue your losses.
The Truth About Insurance Tactics
Quick Lowball Offers
The insurer may try to settle early to avoid paying the full extent of long-term damages.
Blaming the Victim
The company may claim you caused or contributed to the crash to lower compensation.
Excessive Paperwork Requests
You may be overwhelmed with forms and requests meant to frustrate or slow your case.
Downplaying Injuries
Adjusters may say you’re exaggerating or that treatment was unnecessary.
Surveillance & Social Media Monitoring
They may monitor your social media or hire investigators to find reasons to deny your claim.
Recognizing Unfair Insurance Tactics
- Collecting police reports, witness statements, and video footage
- Requesting medical records and treatment plans
- Evaluating vehicle damage and traffic data
- Interviewing expert witnesses, including doctors and economists
To learn more, visit the National Association of Insurance Commissioners.
How Attorneys Strengthen Your Insurance Negotiation Power in O'Fallon
We support every claim with a legal strategy designed to withstand insurer tactics.Our aim is always full and fair compensation, whether through a settlement or verdict.
The Foundation of Every Successful Claim
- Collecting police reports, witness statements, and video footage
- Requesting medical records and treatment plans
- Evaluating vehicle damage and traffic data
- Interviewing expert witnesses, including doctors and economists
Don’t Miss Your Window to File a Car Crash Lawsuit
Even strong cases are lost if they’re filed outside the allowable window.
Our attorneys make sure you never miss a deadline.
Quick Fact: In claims involving government vehicles (such as city buses or maintenance trucks), the filing window is often much shorter — sometimes as little as 6 months.
Learn more at Illinois Department of Transportation or your local DMV website.
When Your Case Goes to Court: What to Expect
Trial isn’t our fallback — it’s a powerful tool we’re ready to use.Our trial prep includes gathering expert insights and compelling documentation.
Inside Our Litigation Prep Strategy
- Comprehensive Evidence Gathering: From surveillance footage to cell phone data.
- Expert Testimony: Accident reconstructionists, medical professionals, vocational experts.
- Jury-focused Case Strategy: Simplifying complex evidence for maximum impact in court.
- Mock Trials and Focus Groups (when applicable): Helping us test and refine arguments.
Why Consistent Legal Support Matters After a Crash
Our team at Boyadzhyan Law Firm is dedicated to providing ongoing support at every stage of your recovery and claim.Our work doesn’t stop at filing paperwork — we guide you through negotiations, court appearances, and beyond.
Let’s Talk About Your Recovery
You’ve been through enough. Let’s make sure your next step is one toward justice, compensation, and peace of mind.
Contact Boyadzhyan Law Firm today for a free, no-pressure case evaluation. Whether you need answers, legal representation, or just someone to listen, we’re ready to help.
High-Stakes or Unusual Car Accident Claims in O'Fallon
Rideshare Accidents (Uber & Lyft)
Getting into an accident with an Uber or Lyft driver introduces a layer of complexity that standard cases don’t have. You’re no longer just dealing with the driver — now the rideshare company’s insurance and corporate policies come into play.
As of 2024, Uber and Lyft both provide third-party liability coverage up to $1 million, but that coverage only applies under certain conditions depending on whether the driver was actively transporting a passenger, waiting for a ride request, or off duty.
Understanding these distinctions is key — and we handle it all for you. Learn more about how this insurance works at Uber’s Insurance Policy Summary or Lyft’s Coverage Guide.
Accidents Involving Commercial Trucks
Collisions with 18-wheelers and commercial delivery vehicles often result in devastating injuries due to the sheer size and weight of the vehicles involved. These cases also tend to involve:
- Federal Motor Carrier Safety Administration (FMCSA) regulations
- Logbooks and maintenance records
- Multiple liable parties (driver, employer, manufacturer)
We work with trucking industry experts to uncover the truth and hold every responsible party accountable. For more info on trucking safety standards, visit the FMCSA Website.
Uninsured and Underinsured Motorists
If the driver who hit you has no insurance — or not enough — you may think you’re out of options. But don’t give up hope. If you carry uninsured/underinsured motorist (UM/UIM) coverage, you can still recover damages through your own insurer.
We’ll examine every angle of your policy and help you navigate any UM/UIM claims — a process that’s often just as adversarial as dealing with another driver’s insurance company.
Your Right to Compensation After an Auto Accident in O'Fallon
Economic Damages
These are tangible, financial losses with clearly measurable costs:
- Medical Bills: Emergency care, surgery, rehab, medications, long-term care.
- Lost Wages: Time missed from work during recovery.
- Loss of Earning Capacity: If you can’t return to your prior job or career path.
- Property Damage: Repairs or replacement of your vehicle and personal property.
Non-Economic Damages
These refer to intangible harm that affects your quality of life:
- Pain and Suffering: Physical pain, discomfort, and emotional trauma.
- Emotional Distress: Anxiety, depression, PTSD.
- Loss of Consortium: Impact on relationships and companionship.
- Permanent Disability or Disfigurement: Long-term consequences of the crash.
How We Use Data in Your Case
We’ve handled countless cases in high-risk areas, including:
- Downtown corridors with heavy pedestrian activity
- High-speed zones along major highways
- School zones and intersections where rear-end collisions are frequent
Trust Boyadzhyan Law Firm After a Car Accident in O'Fallon, Illinois
At Boyadzhyan Law Firm, we take the pressure off your shoulders by:
- Investigating your accident thoroughly
- Protecting you from lowball insurance tactics
- Negotiating aggressively for maximum compensation
- Preparing your case for trial if needed
